In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Non-conforming
Applications that go to non-conforming lenders are not standard and often have quirks that mainstream lenders won’t accept. Non-conforming lenders provide loans to borrowers who do not satisfy the standard lending criteria of mainstream lenders, including banks. Non-conforming home loans are often pitched at home buyers who have a few dents in their credit record – or a lower than average credit score. If you’ve been identified as ‘non-conforming’ and rejected for a loan, it’s understandable you may feel getting a home loan might be out of reach, but there are options to consider.
A non-conforming home loan is simply a term for mortgages that do not meet the usual loan requirements of the main banks. It is the polar opposite of a 'prime' house loan.
Learn MoreThe borrower may have a poor credit record, a past track record of bankruptcy, or difficulty proving your income because you're self-employed.
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