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No deposit home loans

No deposit home loans are no longer available from any lenders in Australia.

Since the GFC the new maximum loan to value ratio (LVR) is 95%. Please go to our dedicated 95% home loans page for more details.

The only way to still borrow 100% with no deposit is if you have a willing guarantor to help support your application. Please see our dedicated guarantor page for more details.

what direction to take

Our knowledge your choice – Mortgage Experts.