In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
The borrower may have a poor credit record, a past track record of bankruptcy, or difficulty proving your income because you're self-employed.
People with poor credit or who have unusual financial needs may have difficulty obtaining a home loan. Many lenders now offer 'non-conforming loans' to people in this situation.
While lenders are willing to overlook prior credit issues, they will want to see proof of your ability to repay the loan. A larger deposit than is typically required for traditional loans may also be required. If you find yourself unsure whether you will meet the criteria to have your home loan approved, a non-conforming loan might be suitable for you.
