In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Applicant
An applicant is an individual or group of individuals who are applying for a mortgage loan to purchase a property.
When someone wants to purchase a property but doesn’t have enough funds to complete the transaction they can apply for finance in way of a home loan. The lender will do all the various financial checks to make sure the applicant will be able to afford the loan amount and term, the interest rate and monthly repayments including any fees.
If the applicant is approved, they become the borrower.
There are several types of applicants type when applying for a home loan
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