In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
There are several types of applicants type when applying for a home loan, they include:
Individuals – a sole person
Joint – two or more individuals who can be spouses, partners, family members or friends
Guarantors – are a party to the loan but not the primary borrower. They normally guarantee the primary borrowers loan in case of defaults or by use of security if the borrower might not have enough deposit available.
Trust or Company - are entity’s normally for investment purposes
Self-Managed super fund (SMSF) – for investment purposes
