In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Principal Place of Residence (PPoR)
The term "principal place of residence" typically refers to the primary or main location where an individual or a family lives. It is the primary dwelling where a person resides on a regular basis.
Examples of dwellings for main residential accommodation are houses, strata title unit, apartments, flat, cottage, a unit in a retirement village, caravan, houseboat, or mobile home.
The house you live in is your principal place of residence (PPOR). It’s the place where you have personal belongings, your mail gets delivered to and the address you have for the electoral roll, plus you will have your name listed on the council rates, electricity and gas bills.
Learn MoreYou may be exempt from capital gains tax if you live in your property for at least six months after purchasing it. However, you must be able to show that it is your principal residence in this case.
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