In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Offset Account
Offset accounts help you save interest on your home loan. The balance in your offset will go against the amount you own on loan, so the interest you pay will be calculated on the reduced amount. An offset account is an account linked to your home loan that operates like a transaction or savings account. It offsets the balance in that account against the balance of your home loan, so you'll only be charged interest on the difference.
A solid offset account can help you get a more flexible house loan: You can deposit your salary directly into it rather than a traditional bank account, withdraw payments as needed, and use it to pay your bills.
Learn MoreA mortgage with an offset account may have a higher interest rate than a mortgage without it. Some lenders may also charge a monthly account-keeping fee. Some lenders might also charge you each time you withdraw money from the account.
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