In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Mortgagee
A Mortgagee is an entity or lender that lends money to a borrower for the purpose of purchasing real estate. The Mortgagee holds the title as security over the loan incase the borrower defaults on the loan, allowing them to recover any funds owing.
The lender will charge you a default or penalty interest rate if you fall behind on your payments. This is usually applied to the amount that is past due. In other situations, however, this fee will be applied to the total loan amount.
Learn MoreA mortgagor has a right to discharge the mortgage in payment of the debt or performance of the obligations for which security was given. The right of redemption can also arise under contract provided the mortgagor is not in default.
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