In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Equity
Equity is described as the difference between your property’s market value and the existing debt/loan amounts secured by the property.
Think of home equity as an asset you can use for other financial purposes – whether that's investing in another property, renovating or improving a home or moving house. You may be able to borrow up to 80% of the equity in your home, subject to serviceability.
Other reasons for taking equity out include cash out for holidays, consolidating debt, purchase of cars, shares etc.
A home equity loan is a type of loan in which the borrower offers their home's equity as security. The value of the property determines the loan amount, and the value of the property is determined by a lending institution appraiser.
Learn MoreEquity release can be useful if you want to repay an existing mortgage, You may also choose to use equity release to help you pay debts that you owe. Equity release can be helpful in different ways, but always contact us for advice before choosing this option.
Learn MoreEquity release can be useful if you want to repay an existing mortgage, You may also choose to use equity release to help you pay debts that you owe. Equity release can be helpful in different ways, but always contact us for advice before choosing this option.
Learn MoreBanks will usually lend up to 80% on the value of your property, provided you can meet the repayments. Usable equity is the difference between this amount and the existing lending you have against the property.
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