In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Debt
Debt is a financial obligation or liability that arises when one party borrows money or receives goods, services, or assets on credit and is required to repay the amount borrowed, typically with interest, over a specified period of time.
Debt can take various forms, including: personal loans, credit cards, Mortgages, bonds, student loans and auto loans.
Accumulating too much debt, missing payments or carrying high interest debt can lead to financial stress and difficulties. Effective debt management includes understanding the terms of the debt, budgeting for repayment and making timely payments to reduce the debt burden.
Secured, unsecured, revolving and instalment.
Learn MoreMortgages are the most prevalent and largest type of debt that many people have.
Learn MoreFixed debt includes things like car loans and mortgages. Closed-ended credit or fixed liability are other terms for a fixed debt.
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