In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
If you are applying for a home loan, it can pay to have a good understanding of the specific things lenders are looking for, such as rental income, running costs and debt to income ratio. Some things to consider include:
- Income
- Employment history
- Savings
- Deposit
- Spending habits
- Credit score
- Assets and liabilities
- Rental income
