In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
One of the most essential criteria a lender considers when analysing a loan application is the applicant's credit score. Credit scores range from zero to 1200 and are determined by characteristics such as payment history, outstanding debt, and credit history duration.
Some things to consider:
- Watch your expenses
- Prove your ability to repay the loans
- Be wary of credit card limits
- Hold off on any career changes
- Get saving
- Wrangle your debt
- Have a buffer
- Don’t apply with too many lenders at once
- Honesty is the best policy
