In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
Having principal and interest repayments means you are paying off the amount you borrowed (principal) as well as the interest.
The advantages of this type of loan are you pay less interest over the life of the loan, which means you will pay your loan off faster, have more equity and the interest rate is lower than interest only.
The disadvantages of principal and interest loans mean the repayments are higher than an interest only loan and if it is for an investment property it may not be as tax effective.
