In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
They are different in the fact that a conditional approval comes after pre approval and tends to go into more depth. An underwriter conducts a strict documentation review before your loan is conditionally approved. A pre-approval strengthens your hand when you are bargaining with a seller because it shows that you are more likely to bring the deal to a successful conclusion. A conditional pre-approval, however, usually will carry more weight when competing offers come from other pre-approved buyer candidates.