In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
To remove cross collateralisation, the best option is to contact the lender and attempt to negotiate your loan structure. You may be able to secure the remaining debt with other collateral. You can submit an application with your current bank to adjust your loan structure to ensure each loan is secured by one property only. Cross-collateralisation may often seem to be an appealing option to an investor, but it puts banks in a stronger position as it provides them with greater control over the properties.
