In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
It is essential to show that you can service your home loan repayments and to keep in mind that centrelink payments do not count as income, as well as supplying a deposit of 20%. If you’ve just lost your job, you could try providing the lender with your employment history and let them know that you are actively pursuing a job. You’d also need to show alternative sources of income or a saved deposit as proof that you can make the repayments.
Even then, the chances of getting approval can be very low.
