In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
A debt-to-income ratio compares the amount of debt you have to your overall income. Lenders, including issuers of mortgages and other financial institutions, use your debt-to-income ratio as a way to measure your eligibility for credit based on your perceived ability to manage repayments.To find debt-to-income ratio (DTI) you need to add up your total credit or debt balances and divide it by your total gross annual income.
