In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
When you apply for a home loan the lender will look at your income and any expenses or ongoing debts to determine your ability to repay the loan.
There are many ways to improve your serviceability before you apply for a home loan. You can achieve this by increasing your income, reducing daily expenses, paying off or reducing credit cards, personal loans, car loans and HECS debts or even borrowing with another person.
And as each lender has different parameters for serviceability, using a mortgage broker will help you find the easiest lenders to suit your borrowing capabilities.
