In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
After receiving unconditional approval, it is extremely rare that your house loan will be denied. However, it is still possible, and the terms and conditions of the loan approval will normally state so. It is highly unlikely that a lender will deny your home loan after issuing unconditional approval.
The main reason a home loan will be denied after a borrower receives unconditional approval is due to a change in the borrower’s financial circumstances. For example, if you lose your job, a bank may doubt your ability to repay the loan. If your financial situation doesn’t change dramatically, you can generally rest assured that you will get your home loan.
