In particular we focus on getting the loan structure right the first time, choosing which lenders to use in the right order (yes this is important) and finally getting our clients the best deal possible.
The family home guarantee government scheme is geared towards single parents who have at least one dependent to buy a home. Unlike the first home guarantee scheme, you can have owned a property before, you just need to make sure at settlement that you only have the new sole property and not own another separate property.
- *Australian citizens or permanent residents who are at least 18 years of age.
- *Must be a single parent or legal guardian with at least one dependent.
- *The single parent must have a taxable income that does not exceed $125,000 per annum for the previous financial year.
- *Intend to live in the property and will a owner-occupied premises.
- *Currently don’t own a property or at settlement will no longer have another separate residence that you own.