What our clients are saying

    "Marty was fantastic! We swore never to use a broker again after bad experiences with other brokers in the past, and our last loan we negotiated ourselves, however this time we needed a mortgage... " – Blake Millgate
    "It is impossible to exaggerate how highly I rate Mortgage Experts and my experience with Marty McDonald... " – Brendan Arlington
    "Mortgage Experts have provided a fantastic experience in an area that can be complicated and emotional. Marty was always clear and precise and always made time to discuss the matters at hand... " – Brett Parker
    "I was really impressed with Marty's services. He was responsive to emails and calls, considered a range of options, and kept me informed at every stage. He was also very patient... " – Elise Darsow
    "Marty was great to deal with. From initial contact to finding a perfect solution and strategy to our situation to then securing the funding in a tight time frame nothing was too much trouble... " – Nick and Blaise Porter
    "Great service! All the advice I've received in the past has been really helpful. Love the newsletters which keep me updated on developments in the market. Highly recommended! " – Nick Jolly
    "I have used Marty's mortgage brokerage service (Mortgage Experts). He has been professional, resourceful, gone beyond the call of duty in servicing my mortgage. He has been able to... " – Prithvi Moses
    "We’re both really happy to have been able to get this sale across the line and are particularly grateful for you finding us a way to make the finance work! Walking into our new home... " – Sarah Macdonald & Stewart Bovell
    "We found Marty McDonald from Mortgage Experts through a Google search because he had a hugely informative page about family trust loans. Choosing Marty as our broker was a huge blessing... " – Tracey Cools

Looking for a Sydney Mortgage Broker?

Which Sydney Mortgage broker should you choose?

Mortgage Experts of course. As a Sydney mortgage broker, we are highly organised and in touch with lender's policies and have long term and productive relationships with the lenders. We pride ourselves on our lending knowledge – but lending knowledge is just part of what we are about. The service we provide to our clients is equally important. To achieve superior service we have built internal systems over many years that deliver a seamless loan process with as little fuss as possible while also sourcing you a great deal on your loan. And remember, we don’t charge fees for the vast majority of the loans we arrange.  So it really is a win win win for you.

Marty McDonald

Who is behind Mortgage Experts?  

Mortgage Experts is owned and managed by Marty McDonald who holds a full Australia Credit License. Marty has over 13 year’s hands on experience as a Mortgage Broker and has personally helped well over 1000 individuals and families with their loan needs in that time.  Marty is backed up by a team of behind the scenes administrators who help manage the service delivery for Mortgage Experts clients.

Where are you located?

We operate from commercial premises in Mona Vale on Sydney's Northern Beaches, previously located in Lindfield on the North Shore. Our back office support company Connective OSN Pty Ltd operates out of Melbourne.

Independently owned and operated with a wider choice of lender

 Mortgage Experts are independent. That means we offer a wider choice of lenders than many other broker and we are not bound by policy that works for 'head office' and no one else!

What we specialise in:

For someone in the market for a loan the Sydney mortgage broker options are almost limitless however how many Sydney mortgage brokers can claim to be true experts in the following niche lending areas?  While we can do virtually any secured loan we specialise in the following areas:

What are our company values?

  • We always act in our client’s best interest.
  • We aim to build long standing relationships with all our clients; you will deal directly with Marty McDonald, the owner of Mortgage Experts who is committed to keeping your business.
  • We are honest in all dealings with clients at all times.
  • We respect clients wishes at all times.
  • We respect our client’s privacy and we have policies in place to protect that privacy.
  • We never accept or pay undisclosed referral fees or secret commissions from or to third parties.

Can Mortgage Experts get me a better deal?

Being a Sydney mortgage broker based on the north shore and northern  beaches, and also specialising in loan structuring advice for investors we are used to dealing with large loan amounts and securing better than published interest rates for our clients. You may be surprised by what discounts we can negotiate on your behalf. If you need a loan of over $600,000 or already have one you should definitely talk to us. It is not uncommon for us to now be able to negotiate up to 1.30% pa discounts for larger borrowings. Marty has good relationships with most major lenders and can often pull a few strings to get a deal done quickly or to get you a better discount.

Do you charge fees?

We provide a free service for almost all home and investment loans. We do reserve the right to negotiate a fee for service with you for uncommercial transactions such as short term loans or small loans (where our commissions would be very small or 'clawed back' when the loan is paid back within the first year) . However this is a rarity and we will always negotiate this with you before you agree to proceed.

For commercial and development finance, we may negotiate a service fee with you. In most cases, because the lender pays us a commission we will not need to charge a brokerage fee.

How to get started applying for your loan

Simple! The first step is to contact us. From there we will discuss you unique situation, your goals and your requirements. Once we get a bit more information from you we will be able to start the application process.

Are you still looking for a Sydney Mortgage Broker?

Have a look around our site and you will see we are true experts in our field. Why not give us a call or send through an online enquiry. If you just have a question at this stage and you can’t find what you are looking for then call us or feel free to ask a question on our mortgage forum. We are always happy to help. Mortgage Experts your local Sydney Mortgage Broker.

Our Current Lender Panel

Lex Luther Enterprises Pty Ltd (ABN 58114636949) trading as “Mortgage Experts” is an Authorised Credit Representative (444479) of Martin Warren Thomas McDonald, Australian Credit Licence (391230) under s64(1) of the National Consumer Protection Act 2009.