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What our clients are saying

    "Marty was fantastic! We swore never to use a broker again after bad experiences with other brokers in the past, and our last loan we negotiated ourselves, however this time we needed a mortgage... " – Blake Millgate
    "It is impossible to exaggerate how highly I rate Mortgage Experts and my experience with Marty McDonald... " – Brendan Arlington
    "Mortgage Experts have provided a fantastic experience in an area that can be complicated and emotional. Marty was always clear and precise and always made time to discuss the matters at hand... " – Brett Parker
    "I was really impressed with Marty's services. He was responsive to emails and calls, considered a range of options, and kept me informed at every stage. He was also very patient... " – Elise Darsow
    "Marty was great to deal with. From initial contact to finding a perfect solution and strategy to our situation to then securing the funding in a tight time frame nothing was too much trouble... " – Nick and Blaise Porter
    "Great service! All the advice I've received in the past has been really helpful. Love the newsletters which keep me updated on developments in the market. Highly recommended! " – Nick Jolly
    "I have used Marty's mortgage brokerage service (Mortgage Experts). He has been professional, resourceful, gone beyond the call of duty in servicing my mortgage. He has been able to... " – Prithvi Moses
    "We’re both really happy to have been able to get this sale across the line and are particularly grateful for you finding us a way to make the finance work! Walking into our new home... " – Sarah Macdonald & Stewart Bovell
    "We found Marty McDonald from Mortgage Experts through a Google search because he had a hugely informative page about family trust loans. Choosing Marty as our broker was a huge blessing... " – Tracey Cools

Other services

Sydney based Buyers Agent

We recommend Jennifer Crocker from agency Property Fit as our preferred buyers agent in Sydney. Having worked with Jenny on a number of transactions we can highly recommend her to any one looking for a buyers agent in Sydney. Jenny specialises in the North Shore and Northern Beaches areas of Sydney.

Please feel free to contact Jennifer on 0423 594 405 to discuss your needs or visits www.propertyfit.com.au for more details.

Deposit Bonds

When you have found the right property and need a deposit to secure the purchase we can help by providing a deposit guarantee through the major supplier in the industry Deposit Power.

There are two types of bonds available, short term and long term.

Short term bonds usually require a loan conditional approval (with limited conditions). They are valid for up to 6 months and cost approximately 1.2% of the bond amount which usually corresponds with the 10% deposit required to exchange contracts. For example a $500,000 purchase would normally require a $50,000 deposit at exchange of contracts. The fee for using a deposit bond instead of a cash deposit would be 1.2% x $50,000 = $600

A long term bond is valid for purchases that will settle up to 4 years in the future. To qualify for a long term bond rather than a loan approval the applicants will have to have at least 50% of the purchase price as equity in an existing property. Long term bonds are very expensive. As an example a $500,000 purchase requiring a 10% bond for 3 years would cost around $5200.

Free property report Sydney

We have access to a limited number of free property reports each month. We offer these free on a first come first serve basis to our Sydney based clients. Please click on the link below to take you to the free report page. Free property report Sydney

Development finance

One of specialties is sourcing funding for development projects. We have access to a wide range of funders and can source funds from institutional and private funders. These loans / lenders do not suit the needs of consumers; they are for sophisticated professional developers with a proven track record in development.

Please click here to take you to our development finance pages.

Commercial property loans

We have access to major bank lenders as well as regional banks and non bank lenders for commercial loans. This means we can do not only full doc loans but also alternative, low doc and no doc style loans (with rental income supporting the loan).

Commercial Full Doc Loans

Full Doc loans require you to prove your historical income by providing personal and business tax returns and current lease agreements. The benefits of Full Doc loans are higher potential LVR’s and lower interest rates and fees.

Commercial Low Doc Loans

If you have a good tax accountant (or if you just haven't had your latest years tax returns completed) you may wish to consider a Low Doc commercial loan. If the loan repayments you are required to service are covered by a genuine lease payment you may be able to source close to full doc interest rates.

Our Knowledge your Choice – Mortgage Experts

Our Current Lender Panel

Lex Luther Enterprises Pty Ltd (ABN 58114636949) trading as “Mortgage Experts” is an Authorised Credit Representative (444479) of Martin Warren Thomas McDonald, Australian Credit Licence (391230) under s64(1) of the National Consumer Protection Act 2009.