What our clients are saying

    "Marty was fantastic! We swore never to use a broker again after bad experiences with other brokers in the past, and our last loan we negotiated ourselves, however this time we needed a mortgage... " – Blake Millgate
    "It is impossible to exaggerate how highly I rate Mortgage Experts and my experience with Marty McDonald... " – Brendan Arlington
    "Mortgage Experts have provided a fantastic experience in an area that can be complicated and emotional. Marty was always clear and precise and always made time to discuss the matters at hand... " – Brett Parker
    "I was really impressed with Marty's services. He was responsive to emails and calls, considered a range of options, and kept me informed at every stage. He was also very patient... " – Elise Darsow
    "Marty was great to deal with. From initial contact to finding a perfect solution and strategy to our situation to then securing the funding in a tight time frame nothing was too much trouble... " – Nick and Blaise Porter
    "Great service! All the advice I've received in the past has been really helpful. Love the newsletters which keep me updated on developments in the market. Highly recommended! " – Nick Jolly
    "I have used Marty's mortgage brokerage service (Mortgage Experts). He has been professional, resourceful, gone beyond the call of duty in servicing my mortgage. He has been able to... " – Prithvi Moses
    "We’re both really happy to have been able to get this sale across the line and are particularly grateful for you finding us a way to make the finance work! Walking into our new home... " – Sarah Macdonald & Stewart Bovell
    "We found Marty McDonald from Mortgage Experts through a Google search because he had a hugely informative page about family trust loans. Choosing Marty as our broker was a huge blessing... " – Tracey Cools

Mortgage Broker on the Northern Beaches and North Shore

Mortgage Experts are an independently owned and operated mortgage broker that services Sydney's northern beaches and north shore. We offer home and investment loans from a panel of over 20 lenders including all major lenders and we provide a free service in the vast majority of instances.

Marty McDonald is the owner of Mortgage Experts and is also the Australian Credit License holder (# 391230). Marty has been broking for 12 years and in that time has assisted over 1000 individuals and families with their loan needs.

Northern Beaches – Manly to Palmy

The average house price in the Northern Beaches for a house is about $1 million to $1.3 million – although in the Manly local government area this rises to nearer $1.5 million. About half of houses on the Northern Beaches are separate, detached houses.

The main migrant groups are British and New Zealanders – the green, lush, Northern Beaches are popular with British families seeking the Australian beach and lifestyle dream.

Crime rates on the Northern Beaches are lower than the Sydney average.

 

North Shore - Hornsby to Kirribilli

Houses in the upper North Shore are also expensive.  Expect to pay over $1.3 mil to live in an average house in the Ku-ring-gai local government area (Wahroonga/ Waitara to Roseville, including St Ives) - reputed to offer its residents the highest quality of life in Australia.  The Hornsby area is somewhat cheaper, with an average house prices closer to $800,000.

Around half the houses are detached, although the further you get from the city this becomes more like three quarters.

House Prices as of late 2014.

 

Considering other Northern Beaches mortgage brokers? Read this first.

  • We have second to none lending knowledge, we know which lenders will do what.
  • Local to Northern Beaches and North Shore with offices in Lindfield and Dee Why.
  • We get you're busy. We can book after-hours appointments as required.
  • Choice. Panel of 20 + lenders including all major banks.
  • We provide a free service for the vast majority of our clients. 
  • We are highly motivated and driven to get you a positive result.
  • Preferential pricing and service with many lenders due to our strong, long term relationships.
  • Same or better % rates than dealing direct.
  • Professional service.
  • Proven systems build up over many years to make the process easy for you. 

While the others say it we deliver it!

Contact us for an appointment or just to chat about your next move

Feel free to contact Marty to arrange an appointment or give us a call on 1300 711 054

 

Client Testimonials

"Great service! All the advice 'I've received in the past has been really helpful. Love the newsletters which keep me updated on developments in the market. Highly recommended!"

Nick Jolly

"I have used Marty's mortgage brokerage service (Mortgage Experts). He has been professional, resourceful, gone beyond the call of duty in servicing my mortgage. He has been able to fully understand my personal situation based on which he provided advice and negotiated the best deal with a bank on my behalf. He also assisted in getting my first home buyers grant on time for the settlement. Highly recommended!"

Prithvi Moses

"Mortgage Experts have provided a fantastic experience in an area that can be complicated and emotional. Marty was always clear and precise and always made time to discuss the matters at hand. I would recommend Mortgage Experts to anyone looking for a professional and courteous service."

Brett Parker

"I was really impressed with Marty's services. He was responsive to emails and calls, considered a range of options, and kept me informed at every stage. He was also very patient. My loan was initially rejected and then Marty put in an appeal and less than 24 hours later it was approved. It's great to find someone I could rely on to get the mortgage."

Elise Darsow

            

Why use us over other Brokers or your bank direct?

mortgage brokers northern beacheseWe pay particular attention to the details such as how to structure your loans to achieve maximum future flexibility and financial control. Where a lender’s main aim is to tie you to them by making it hard for you to leave, our aim is to always act in your best interest by not putting you into a loan or structure that you may not be able to get out of easily in the future. Many brokers come from bank backgrounds and old habits die hard.

Choice, choice, choice! Not all lenders are the same. We have access to over 20 lenders including all major banks. So in our opinion unless you are a home loan expert yourself there really is no good reason for you to approach a lender directly. As they say you don’t know what you don’t know.

With the proportion of home loans presently being declined historically high, there has never been a better time to engage a professional mortgage broker. Get your local Northern Beaches mortgage broker expert on your side.

Better deal on your loan for your next Northern Beaches home?

Clients choose Mortgage Experts because we are credit policy experts and know with a high degree of accuracy which lenders will approve your loan and which won’t and how to structure your loans to achieve maximum benefit for you.

As an added bonus we can also often get you a better deal. As a Northern Beaches and North Shore based mortgage broker and investment property loan specialists we are used to dealing with large home loans and large total borrowing amounts. If that’s you we can often negotiate a better than published rate discount on your behalf.

Mortgage Experts Specialities

Mortgage Experts Northern Beaches

Mortgage Experts are available for face to face meetings for our local clients.

Our office is located in commercial premises at 303 Pacific Hwy, Lindfield or we can see you at our affiliate office in Dee Why, or even come to your Northern Beaches or North Shore home at your convenience.  We love to assist local Northern Beaches and North Shore residents.

Contact Us

Our Current Lender Panel

Lex Luther Enterprises Pty Ltd (ABN 58114636949) trading as “Mortgage Experts” is an Authorised Credit Representative (444479) of Martin Warren Thomas McDonald, Australian Credit Licence (391230) under s64(1) of the National Consumer Protection Act 2009.